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SoFi Banking Coupons, Promo Codes & Cash Back
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About SoFi Banking Coupons, Deals and Cash Back

Get the best of both worlds with an online checking account and an online savings account that work better together. SoFi Checking & Savings has a high-yield APY and a direct deposit bonus of up to $300. There are no overdraft fees, no minimum balances, and no monthly fees. Plus, 55,000+ fee-free ATMs and up to 2-day early paycheck. 

 
Every aspect of SoFi is designed to help its customers get their financial health in order and make their money move the way it needs to so they can fulfill their ambitions. The company offers loans, investment platforms and saving plans, as well as refinancing options to help people keep their interest rates down.
 
SoFi aims to be a full-service destination for people who want to make their money go further. One thing that sets SoFi apart is that fees are not required on its personal loans beyond the stated interest rate. That can save you a lot of money in the long run, and the company’s transparency makes it easy to plan.

Shopping Secrets

Shop Now at SoFi Banking with $250.00 Cash Back

Offers Available

  • Total Offers 2

SoFi Banking Coupons, Promo Codes & Cash Back

Cash Back Terms & Exclusions

Exclusions:

Cash Back provided by Rakuten, not SoFi. Cash Back is only available for new SoFi Checking and Savings customers. Only one per account. Customer must directly apply through the Rakuten link and complete a direct deposit with a minimum initial direct deposit of $500.00 into a new SoFi Checking & Savings account within 45 days of clicking the Rakuten link to qualify. Cash Back amount subject to change and determined based on date customer clicks on Rakuten link. Cash Back will be automatically added to your Rakuten account within 45 days after a direct deposit is posted to your SoFi Checking & Savings account.  This promotion begins on January 12, 2024 and ends on December 31, 2025 (the “Promotion Period”). Cash Back rates may vary within this promotional period. During the Promotion Period, the terms set forth herein replace any prior terms for the Cash Back offer. 

 

Direct Deposit means a recurring deposit of regular income to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g., IRS tax refunds), do not constitute Direct Deposit activity. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi Bank reserves the right to modify the terms of or suspend this promotion at any time and without prior notice.

Posting Time: Cash Back will be automatically added to your Rakuten account within a few weeks.

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